.fmargin{margin-top:190px;}
.margin2{margin-top:70px;}
.gap{margin-top:70px;}
.faq-header{
  font-size: 42px;
  border-bottom: 1px dotted #ccc;
  padding: 24px;
}

.faq-content {
  margin: 0 auto;
}

.faq-question {
  padding: 15px 0;
  border-bottom: 1px dotted #ccc;
}

.panel-title {
  font-size: 16px;
  width: 100%;
  position: relative;
  margin: 0;
  padding: 10px 10px 0 48px;
  display: block;
  cursor: pointer;
  text-transform:uppercase;
}

.panel-content {
  font-size: 16px;
  padding: 0px 14px;
  margin: 0 5px;
  height: 0;
  overflow: hidden;
  z-index: -1;
  position: relative;
  opacity: 0;
  -webkit-transition: .4s ease;
  -moz-transition: .4s ease;
  -o-transition: .4s ease;
  transition: .4s ease;
}

.panel:checked ~ .panel-content{
  height: auto;
  opacity: 1;
  padding: 14px;
  font-family: 'Montserrat', sans-serif;
}

p.asp {
    font-family: "Oswald", Sans-serif;}

.plus {
  position: absolute;
  margin-left: 20px;
  margin-top: 4px;
  z-index: 5;
  font-size: 42px;
  line-height: 100%;
  -webkit-user-select: none;    
  -moz-user-select: none;
  -ms-user-select: none;
  -o-user-select: none;
  user-select: none;
  -webkit-transition: .2s ease;
  -moz-transition: .2s ease;
  -o-transition: .2s ease;
  transition: .2s ease;
}

.panel:checked ~ .plus {
  -webkit-transform: rotate(45deg);
  -moz-transform: rotate(45deg);
  -o-transform: rotate(45deg);
  transform: rotate(45deg);
}

.panel {
  display: none;
}

@media only screen and (max-width: 992px) {
    
.fmargin{margin-top:120px;} 
.gap{margin-top:40px;}
    
}